The USD to PKR rate today, 30 October 2026, is about Rs 277.40 for buying and Rs 277.80 for selling in the open market. In the interbank market, the reported reference rate is Rs 276.80 buying and Rs 276.90 selling.
Whether you are an overseas Pakistani sending money home, a freelancer paid in dollars, a student paying fees abroad or a business that imports goods, the dollar rate affects what you pay or receive. Here are today’s rates, quick conversion tables and a clear explanation of why open market and interbank rates differ.
30 اکتوبر 2026 کو اوپن مارکیٹ میں امریکی ڈالر کا ریٹ 277.40 روپے خرید اور 277.80 روپے فروخت رپورٹ ہوا ہے، جبکہ انٹربینک میں ڈالر 276.80 روپے خرید اور 276.90 روپے فروخت پر ہے۔ ریٹ دن بھر بدل سکتا ہے، اس لیے ڈالر خریدنے یا بیچنے سے پہلے اپنے بینک یا مجاز ایکسچینج کمپنی سے تازہ ریٹ ضرور معلوم کریں۔
USD to PKR Rate Today at a Glance
| Detail | Rate |
|---|---|
| Currency pair | US Dollar (USD) to Pakistani Rupee (PKR) |
| Date | Friday, 30 October 2026 |
| Open market buying | Rs 277.40 |
| Open market selling | Rs 277.80 |
| Interbank buying | Rs 276.80 |
| Interbank selling | Rs 276.90 |
| Rate type | Reported indicative rates |
Note: these are indicative figures. Rates can differ between banks, exchange companies and cities, and they can move during the day. For context, Mettis Global reported that the interbank rate closed at Rs 276.87 on 20 October 2026, so today’s interbank level is in line with the recent range.
Dollar Open Market Rate in Pakistan Today
The open market rate is what exchange companies charge or pay when you deal in cash.
- Buying rate (Rs 277.40): what you receive when you sell dollars to an exchange company.
- Selling rate (Rs 277.80): what you pay when you buy dollars from an exchange company.
So if you exchange $100 into rupees today, you get about Rs 27,740. If you buy $100, you pay about Rs 27,780. The 40-paisa gap between the two rates is the exchange company’s spread.
USD to PKR Conversion Table
| US Dollar (USD) | Buying Rate (PKR) | Selling Rate (PKR) |
|---|---|---|
| 1 USD | 277.40 | 277.80 |
| 5 USD | 1,387 | 1,389 |
| 10 USD | 2,774 | 2,778 |
| 20 USD | 5,548 | 5,556 |
| 50 USD | 13,870 | 13,890 |
| 100 USD | 27,740 | 27,780 |
| 200 USD | 55,480 | 55,560 |
| 500 USD | 138,700 | 138,900 |
| 1,000 USD | 277,400 | 277,800 |
| 2,000 USD | 554,800 | 555,600 |
| 5,000 USD | 1,387,000 | 1,389,000 |
| 10,000 USD | 2,774,000 | 2,778,000 |
These are calculated estimates. Your final amount can change with exchange company charges, transaction limits or a move in the market rate.
How much is 100 dollars in Pakistani rupees?
At the buying rate, 100 USD is about Rs 27,740. At the selling rate, it is about Rs 27,780.
How much is 1,000 dollars in Pakistani rupees?
At the buying rate, 1,000 USD is about Rs 277,400. At the selling rate, it is about Rs 277,800.
Interbank Dollar Rate in Pakistan Today
The interbank rate is the rate used between banks and other financial institutions. The State Bank of Pakistan publishes official rates on its website, sbp.org.pk, including the daily mark-to-market rates authorised dealers use to revalue their books.
| Interbank | Rate |
|---|---|
| USD buying | Rs 276.80 |
| USD selling | Rs 276.90 |
Importers, exporters and banks watch this rate most closely. If you send or receive money through a bank, the final rate on your transaction may differ from the interbank reference rate.
Open Market vs Interbank Dollar Rate: What Is the Difference?
| Feature | Open market | Interbank market |
|---|---|---|
| Main users | Individuals and small businesses | Banks and financial institutions |
| Purpose | Cash currency exchange | Banking and trade settlement |
| Rate type | Retail quote with a spread | Wholesale reference rate |
| Gap today (buy / sell) | 40 paisa | 10 paisa |
| Variation | Can differ by company and city | Follows banking market conditions |
Today the open market buying rate (Rs 277.40) is 60 paisa above the interbank buying rate (Rs 276.80). Before you exchange money, check which rate applies to your transaction. You can also confirm that a company is licensed through the Exchange Companies Association of Pakistan.
Why Does the Dollar Rate Change in Pakistan?
- Demand and supply of dollars: import payments and other foreign currency needs push the dollar up when demand rises.
- Imports and exports: Pakistan pays for fuel, machinery and other goods in foreign currency, while export earnings add supply.
- Foreign exchange reserves: stronger reserves tend to support confidence in the rupee.
- Remittances: money sent home by overseas Pakistanis is a major source of dollars.
- Economic and political conditions: inflation, interest rates and policy news influence investor confidence.
- Global markets: US economic data, global interest rates and oil prices can move the dollar against many currencies, including the rupee.
How the Dollar Rate Affects You
| Who | How the rate matters |
|---|---|
| Overseas Pakistanis | A higher rate means families receive more rupees for the same dollars |
| Freelancers | Your rupee earnings change with the rate on the day you convert |
| Students abroad | A higher rate makes fees and living costs more expensive in rupees |
| Importers and businesses | Imported goods and raw materials cost more when the dollar rises |
| Everyday shoppers | Costs of imported products can change over time |
For example, a freelancer who converts $500 at today’s buying rate would receive about Rs 138,700 before any bank or platform charges. If you are working online, our free Online Resume Builder can help you build a profile for new clients and jobs.
Is the Pakistani Rupee Stronger Against the Dollar Today?
A lower USD to PKR rate means fewer rupees buy one dollar, which indicates a stronger rupee. A higher rate means the opposite. One day’s rate can’t show a trend, so compare the same source’s figures over several days or weeks. The interbank rate has stayed close to the Rs 276.80–276.90 level in the October data we reviewed, but check a live source before you make a decision.
Tips Before You Exchange Dollars
- Check the live rate with your bank or a licensed exchange company on the day.
- Compare at least two or three providers, and compare the final rupee amount, not just the headline rate.
- Ask about fees, transaction limits and ID requirements.
- Use banks or licensed companies only, and keep your receipt.
- Avoid unlicensed street dealers, who can offer fake rates or unsafe deals.
More Currency and Money Updates
- USD to PKR Rate Today: Dollar Buying and Selling Rates in Pakistan
- SAR to PKR Rate on 28 October 2026
- Gold Rate in Pakistan Today
- All Currency Rates on New Pakistan Jobs
- Free Monthly Salary Budget Planner
Looking for work? Browse today’s government jobs in Pakistan and see all government schemes.
Frequently Asked Questions
What is the USD to PKR rate today, 30 October 2026?
The reported open market rate is Rs 277.40 for buying and Rs 277.80 for selling.
What is the interbank dollar rate in Pakistan today?
The reported interbank reference rate is Rs 276.80 for buying and Rs 276.90 for selling.
How much is 100 US dollars in Pakistani rupees today?
About Rs 27,740 at the buying rate and about Rs 27,780 at the selling rate.
Why is the open market rate different from the interbank rate?
They serve different customers. Exchange companies set retail quotes with a spread, while interbank rates relate to transactions between financial institutions.
Does the dollar rate change every day in Pakistan?
Yes. It can move with demand and supply, economic conditions and global financial developments, and it can shift during the day.
Where can I exchange US dollars in Pakistan?
Through banks or licensed exchange companies. Confirm the current rate and requirements before you transact.
What is the difference between the buying and selling rate?
The buying rate is what a company pays you when you sell dollars. The selling rate is what you pay when you buy dollars from it.
Final Words
The USD to PKR rate today, 30 October 2026, is about Rs 277.40 (buying) and Rs 277.80 (selling) in the open market, with interbank at Rs 276.80 and Rs 276.90. Because rates move through the day, check the latest quote and compare providers before you exchange or send money. Tracking the rate over several days gives a better picture than a single reading.
Disclaimer: This article provides general information, not financial advice. The rates shown are indicative reported figures. Confirm the current rate with your bank or a licensed exchange company before any transaction.
